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Commercial lender - Whilst nearly all lenders offer loans on a commercial basis the term commercial lender has differed meanings around the world.

Commercial lender (US) - In the US a commercial lender offers loans backed by hard collateral. In most cases this is real estate, but it can also include factoring, non-conforming assets, or other sources of collateral.

Personal Web Site - A personal web site is one used for informative or entertainment purposes, but not for commercial reasons.

Assumption of mortgage - Assumption of mortgage is the purchase of mortgaged property whereby the buyer accepts liability for the debt that continues to exist. The seller remains liable to the mortgage lender (whether the lender is a commercial bank, thrift, credit union, mortgage banker or mortgage broker) unless the lender agrees to release him.

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